Frequently asked questions (FAQ)

These are the questions we hear a lot and you'll find the answers below. But if you have others, please don't hesitate to contact us — we're here to help.

Say hello to the world's best amortization software, designed for today’s financial professional. Precurra Amortization is a modern, professional, secure amortization software. Precurra Amortization runs in the cloud, so it is available on all of your devices with any browser. There is no software to install and are no hassles with disks, upgrades, operating system or device compatibilities. Precurra Amortization is easy to use anywhere and produces precise and accurate schedules for your most complicated cash flow scenarios.

Precurra Amortization is for any professional working with complex loan and lease financial calculations, including:

  • Accountants, Controllers and CFO’s
  • Attorneys
  • Bankers and Lenders
  • Financial Planners
  • Leasing Professionals
  • Real Estate Professionals
  • Determine present value, future value and internal rate of return (IRR) of a stream of cash flows
  • Verify loan balances and print payment schedules
  • Analyze "what if" cash flow scenarios
  • Determine an implicit rate of a lease
  • Handle irregular payments and rate changes
  • Determine year-end interest income
  • Generate APR - Truth in lending disclosures (Regulation Z)
  • Structure/restructure loans to minimize loan loss reserves
  • Calculate troubled debt restructurings (TDR’s)

In short, because with creating amortization schedules in Excel you sacrifice speed, accuracy, reliability, consistency, flexibility and trust. Solving amortization problems in Excel is very time consuming, error prone and in many cases impossible to arrive at an accurate answer.

Basic amortization schedules can be created in Excel by those with solid Excel skills. And some of the more complicated amortization problems can be solved by an Excel power user. However, many amortization problems (i.e. solving for an unknown rate when there are uneven cash flows) may require thousands or millions of iterations to arrive at an accurate answer. Excel uses static financial formulas incapable of solving certain problems natively. In theory, an Excel user could write thousands of lines of VBA code to solve a particular amortization problem accurately. That’s simply not practical and is the reason our primary competitor has existed for many years.


TValue has been the only solution available, until now. We set out to offer our customers all the functionality and reliability of TValue but in the modern solution you expect and have been waiting on for years. There are too many advantages of Precurra Amortization over TValue to explain in a paragraph. Click on the link below to see a comprehensive list of differences.


No. Precurra Amortization is browser based. No disks, no maintenance fee, no installation hassles, no system requirements. If your device has a browser, you can use Precurra Amortization on it. You can export your file to your computer in the following formats (Excel, Text, PDF).

Yes, Precurra Amortization supports easy to create graphs and visualizations of your data.

No problem. Precurra Amortization provides you the choice of saving amortization schedules on our secure cloud platform or save to storage on your personal computer or internal network. Both options for saving are interchangeably available.

Yes, you can save schedules to both the cloud and your local or networks storage interchangeably.

Yes, you can save schedules to both the cloud and your local or networks storage interchangeably.

We continually strive to offer the best features and best experience for our customers. Because we are a Software as a Service (SaaS) cloud based service, improvements are released continuously without any hassle to you. Unlike TValue, who are reliant on outdated CD based installed software. Our goal is to continuously provide you the greatest possible value in a professional financial software service.

No. Since we are a subscription SaaS based service, your annual fee is all inclusive and assures you of always having current software available each time you use Precurra Amortization. We are constantly listening to our customers and add features on a regular basis.

We provide an unconditional money-back guarantee for the current year’s subscription fee anytime during that year after purchase.